COLLECTIVE RISK SERVICES
Services for the Modern Mutual Business
WHAT IS A MUTUAL?
Mutuals are risk cover businesses which are owned entirely by their members, rather than the traditional shareholder model. We believe this is a better, friendlier way to obtain cover for the risks affecting you than the currently dominating adversarial insurance model.
At CRS, we aim to provide innovative risk-sharing businesses with the tools and expertise they need to become successful and make a difference. We possess broad experience and a variety of contacts in the insurance regulatory, legal, financial and capital worlds. Talk to us about the best way of helping your community business.
PROFESSIONAL EXPERTISE
We are able to provide the full range of support for your mutual. We can assist with technology development, actuarial and financial considerations, as well as marketing and legal guidance.
FOR THE COMMUNITY
In keeping with the mutual ethos, we have converted to a UK Community Interest Company. This means CRS operates under an asset lock, with an obligation to use any spare profits for the benefit of the mutual ecosystem.